An assessment of the level of compliance with the statutory duty to obtain insurance under the Employers' Liability (Compulsory Insurance) Act 1969

Final Report
HSE is the national independent watchdog for work-related health, safety and illness. It is an independent regulator and acts in the public interest to reduce work-related death and serious injury across Great Britain's workplaces. In doing so, it:
- protects people from serious harm at work and helps businesses to manage risk sensibly;
- prosecutes those who put others at risk;
- provides authoritative and specialist advice, research and statistics; and
- provides a vital public interest role and helps avoid over-regulation.
If employees become ill or injured at work, they might be able to claim compensation from their employer. The ELCI Act (1969) requires that employers take out insurance against such claims. There are some exemptions to this, including public bodies, and those employing specified relatives only. Previous research in this area has found inconsistent levels of compliance, and some of it is quite out-of-date. This research was undertaken to provide a robust measure of levels of compliance in order to support policy development in this area.

Source : http://www.hse.gov.uk/research/rrhtm/rr844.htm

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